1. If you must drive every day, figure out the cheapest route. Alteringyour path from major, clogged highways to side roads can save youmoney.
2. Consider telecommuting. You'll save on fuel, wear and tear on yourvehicle. Plus, you'll save money on a professional wardrobe and lunchesout.
3. Alternate your commute. Consider cheaper ways to get to work such as walking, biking or telecommuting.
4. Consider carpooling. Carpool matching services are available free inmany communities. Do a search online for a local carpool center, orcall your local government.
5. If you live in an area that has good public transportation, see ifyou can get around without the car. Maybe you can get by with one carinstead of two.
6. When using mass transit, be sure to ask about multiple-ride discount cards, monthly passes and any other deals for riders.
7. Ask if your employer offers discounted bus or train passes.Sometimes, it's a little-advertised perk that can save you $20 to $40 amonth.
8. Ask your insurance agent whether driving your car less often for your daily commute will result in a lower insurance rate.
9. Your credit profile is an important factor in your insurance rate.Check your credit report and make sure it's an accurate picture of you.
Bankrate.comis the Web's leading aggregator of information on financial productsincluding mortgages, credit cards, new and used automobile loans, moneymarket accounts, certificates of deposit, checking and ATM fees, homeequity loans and online banking fees. Visit Bankrate.com to get the tools and information that can help you make the best financial decisions.
