Qualifying for Unemployment

By Marilyn Kennedy Melia, Bankrate.com

To thousands of out-of-work Americans, living from paycheck to paycheck sounds like a luxury.

And for many jobless, even living off unemployment benefits would be a welcome blessing.

Typically, only about one-third of jobless receive unemployment insurance checks, but in recessionary times, the percentage pushes higher, to about one-half, notes Wayne Vroman, economist at the Urban Institute.

Whether the unfortunate jobless are fortunate enough to receive unemployment benefits depends on the rules in their state -- and whether they even pursue the checks.

No more unemployment lines?
Being jobless isn't pleasant, and neither is trudging down to the unemployment office to claim benefits.

Many states, however, now let you apply online or by phone, making it easier to file an unemployment insurance claim.

A 2005 study showed that half of people who don't apply for benefits didn't because they thought they were ineligible, says Vroman.

But if you're unsure if you'll qualify, it can't hurt to apply, notes Paula Brantner, executive director of Workplace Fairness.

Source: BankRate
pk19521970's picture
I am a small business employer. I pay state required unemployment insurance. I have only had two claims in the last ten years. On person had to be let go because we were closing the location. She then worked for cash selling homemade products or being a waitress. She raised my rates and cost me over 7k. There were jobs all over town. The latest one is "a good Christian woman" who repeatedly lied about being late or unable to work on a weekend. We had to fire her after she made up some fantastic story that we could confirm with witnesses not a part of our business. Our area has low unemployment. She could have found a dozen jobs. All our state requires is that every two weeks you report by computer or telephone that you have made two "attempts" at asking for a job. I know that this woman has never made an attempt. She was only part time and only worked the hours she wanted to work. That is how low our unemployment rate it here. If you can breathe and show up for work you get a job. On your terms. Because she was fired for lying she was disqualified for $$$. After 8 wks she was then qualified for unemployment benefits. She is using the system to her benefit. The money she receives should go to people who truly lost their jobs. These job losses were due to big corporations closing units in small towns. No big deal in our area it is 200 miles away from the towns that depend on those factories. My brother is a shouting Rush Republican. He thinks everyone getting anything from the goverment is a lazy no good bum. Why he does not think the employee that is going to raise my rates for the next ten years and cost me at least 5k is not a bum is beyond me. I guess it is because she voted for that last president. enough .......Hard to be a Democrat wanting to help the people really in need and knowing a lot of the cheaters are not the drunks but slugs.
snowflakeyes's picture
Supposing you are fired unjustly and actually have reason to believe it was wrongful termination? Do you still qualify for unemploymen?
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