The ThirdAge Asset Allocator |
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In my fourth age, over 70
Never get rid of your stocks completely. Increased life expectancy is a concern for those who want to continue living the good life. You'll continue to need growth beyond what CDs and bonds can provide.
You can increase or decrease each percentage by around 5 percent and still have an appropriate mix for your age group and risk tolerance. Some investors prefer to have an even higher percentage of cash, up to 20 percent at this time in life.
Conclusion
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