The ThirdAge Retirement Troubleshooter |
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I've never worked with a financial planner
Many people have concerns about retirement but have yet to sit down with a financial planner. If you've never worked with a financial planner, now is a good time to start. Working with someone can help you see how much you will need and how much you really have.
For people who think they don't have enough to invest, Jeff Fleming says, "The less you make, the more important it is to plan. Schemes to increase your income are not a substitute."
Check out this ThirdAge article to get started: Making a Plan to Find a Financial Planner.
If you still think Social Security is enough, you might want to read a little more about it. The Social Security apparatus might even be privatized or linked to the stock market before you get a chance to start drawing on your share. What this would mean for your rate of return is still under debate.
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