Insider Jeff Fleming - Archive

	Will my family lose our home if I die without mortgage insurance? I do not currently have mortgage insurance, because it was prohibitively expensive. If I pass away without it, what will happen to my home? Will my four sons be able to keep my home and sell it at their convenience? Go >
	What Are the Tax Advantages of a Roth IRA? You say that money can be withdrawn tax-free from a Roth IRA at age 59 1/2. My assumption would be that Uncle Sam gets his money when I make deposits and/or while the money is sitting in the account. Therefore, what is the advantage? We still are paying taxes on the money, no? Go >
	Asset Allocation Basics When the stock market performs well over time, investors make bold short term investment decisions. But what about when the next bear market comes along? One of the most touted means to reduce overall volatility and risk is to adopt an asset allocation strategy. Go >
	Diversify with Deeds of Trust Are you willing to try new ways to expand your portfolio? This week, Jeff examines an alternative investment vehicle, a deed of trust, that could diversify your investment portfolio. Go >
	Invest for Your Future How will you generate income after you retire? Are annuities useful? Should you buy CDs or bonds? Insider Jeff Fleming discusses some options. Go >
	Asset Allocation: The Savvy Investor In today's market, it is difficult to regularly predict the next "big win." Take the guess work out of the investment gamble--try asset allocation. Jeff Fleming discusses asset allocation strategies that could make you a savvy investor. Go >
	Retirement Plans: Know Your Rights ThirdAge Money Expert, Jeff Fleming explains the rules of termination for your retirement plan and offers advice for getting what you are owed. Go >
	To Bond or Not to Bond When developing your investment portfolio, you might consider devoting a portion of it to bonds. Jeff Fleming reviews the pros and cons of bonds. Go >
	Which Assets Are the First to Go? Deciding which retirement assets to liquidate first isn't as easy as you might think. Jeff Fleming explains why Go >
	Tax-Deferred vs. Tax-Free Investing Which will it be, a traditional IRA or a Roth IRA? Jeff Fleming discusses some of the pros and cons of each. Go >
	The Do's & Don'ts of Gift-Giving One of the greatest joys for parents and grandparents is providing for their children and grandchildren. Jeff Fleming reviews the three most important questions you should ask yourself before making a gift. Go >
	Am I Ready for Retirement? Are you confidently looking forward to a comfortable retirement or does the thought make you anxious and fearful that you may not have saved enough? Jeff Fleming says its better to face obstacles now. Go >
	The Home Equity Dilemma For millions of people who have adopted a philosophy of "living for the moment," and consequently have trouble saving, their home becomes their largest asset. Their challenge then becomes unlocking this equity to provide income during retirement. Go >
	Gifting Stock Stocks are often the gift that keeps on giving. Jeff Fleming discusses how you can cut the tax bite on a stock gift. Also, learn your options when cashing in a savings bond. Go >
	Money Market Accounts: What You Didn't Learn in School Money market accounts, treasury bills, and mutual funds, oh my! Jeff helps you wade through the muddle of them all, plus CDs, IRAs, and bonds. Go >
	To Rollover or Not? Jeff helps a reader decide what to do with a former employer's retirement plan. Also, can a new home shelter your capital gains liability? Go >
	Annuities: Fixed or Variable? This week, Jeff discusses some of the pros and cons of fixed and variable annuities. Also, how to cut taxes on the sale of a home. Go >
	Getting Your Feet Wet Jeff explains how to begin the process of securing your financial future. Also, why size doesn't matter when it comes to investing. Go >
	Relying on Real Estate? Jeff Fleming discusses some of the ins and outs of real estate investing. Also, find out the penalties for withdrawing from your IRA too late. Go >
	Taking the Helm After a Divorce A divorce can leave many in unfamiliar financial territory. This week, Jeff Fleming guides two readers. Go >
	Taxing Times Jeff Fleming tackles two tax-related issues: Whether it makes sense to keep a mortgage for tax purposes, and the pitfalls of forming a corporation for use as a tax shelter. Go >
	Stocks: Should I Stay or Should I Go? Jeff helps one reader take a step back and revisit the factors that made a stock an attractive buy in the first place. Go >
	How to Find a Financial Planner Let's face it, aside from your travel agent, a ThirdAger's best friend may be his or her financial planner. Here's how to find a financial pro. Plus, Jeff discusses living on the house with a reverse mortgage. Go >
	Taxes on Gifts: Good News and Bad News Plan well before you make a financial gift, or the recipient might end up paying taxes! Plus, discover the benefits of online investing. Go >
	Outgrowing a Fund The same mutual fund that served you well in saving for retirement may not be your best investment in retirement. Plus, Jeff talks about the importance of having adequate life insurance. Go >
	Tweaking Your Portfolio You've worked hard to achieve the right balance between stocks and bonds in your portfolio, but don't stop there. Scrutinize your holdings to maximize your wealth. Go >
	Save for a Rainy Day! Jeff's advice for getting out of debt: Plan carefully and diligently to get back in the black, then build up a reserve in case you fall on hard times again. Go >
	Asset Allocation: Planning Your Future Income Whether you're investing a large inheritance or amassing funds for your retirement, a deliberate asset allocation plan should figure into your calculations. Go >
	The Best Laid Plans Any investing decision should be based on both your risk tolerance and your future plans. Why? Find out from our Money Doc. Go >
	The Early Investor Gets the Goods This week, Jeff demonstrates the benefits of planning early, whether you're saving for a grandchild's education or for your own retirement. Go >
	Locked Assets Our homes, more than any other investment, lock up our equity. When we need the locked funds for retirement, our options may be limited. Go >
	401(k) 101 Don't cheat yourself out of your full retirement benefits. Find out which is right for you: 401(k), IRA, or Roth IRA. Go >
	Start Up a Trust for Tax Savings This week, Jeff urges you to consider another option for your investments: a charitable trust. Plus--find out how to increase returns on an estate account. Go >
	Share the Wealth This week, Jeff helps you straighten out the best ways to cut taxes on financial gifts. Go >
	Nuts and Bolts This week, Jeff offers two examples of financial details you don't want to miss. Go >
	One Size Doesn't Fit All This week, Jeff shows you why the only way to plan is to do the math! Plus advice on drawing down an IRA. Go >
	Minimize Taxes, Maximize Your Future This week, Jeff offers several strategies for building up the best retirement you can. Go >
	Read the Fine Print! This week, Jeff offers tips for getting exactly what you want out of a mortgage loan--plus advice for diversifying investments. Go >
	Get More out of Your Money Are you maximizing your retirement funds? This week, Jeff helps you find your way through the maze of annuity plans. Go >
	Evaluating Your Options In fast moving markets, you'll hear a lot about hedge funds. This week, Jeff explains how hedge funds operate. Plus, how to handle retirement investments in a volatile international market. Go >
	Plan for the Long Term An important financial matter to consider for the future is after-death income taxes. This week, Jeff helps you start planning early. Go >
	Ensuring a Secure Retirement This week, Jeff helps you make a Medicare checklist. Plus, find motivation for getting an early start on your financial plan. Go >
	Secure Your Finances This week, Jeff Fleming discusses when is the right time to get help from a professional financial planner, and he reviews the nuances of Social Security benefits. Go >
	The Facts About Variable Annuities and Refinancing This week: Jeff discusses pros and cons of variable annuities, and how to determine whether refinancing your home in this market is really the best step to take. Go >
	Money Never Retires The great thing about money invested wisely for retirement? It keeps working even after you stop. Wondering how to maximize your funds for your retirement? This week Jeff Fleming reviews dividend reinvesment plans and the basic principles of financial planning. Go >
	Investing in a Loved One's Future For many, the best use of their money is to invest in a child's or other loved one's future. If you're considering sharing your assets, do some research first. Go >
	Converting Your IRA This week, Jeff Fleming discusses converting your traditional IRA to a Roth IRA and making tax deferred investments. Go >
	Masterminding Your Retirement If you start down the road to retirement without a map, you're bound to get lost on the way, says our new Money Insider, Jeff Fleming. Go >
	Investing for Income Given lackluster interest rates, investing for income is tougher than it used to be. Jeff Fleming discusses your options. Go >