Morris Pineda of Alameda, Calif., says that learning it was cheaper for him to pay out-of-pocket for his prescription medications instead of putting in a claim with his insurance company came as a "slap in the face."
Pineda, an auto insurance claims adjuster, actually didn't believe it when his doctor advised him to fill his seven prescriptions at Costco and "don't tell them you have insurance." Heck, he pays $330 a month for that insurance and he's entitled to some reimbursement for a covered expense, he thought. But by ignoring the coverage he pays for, his drugs now cost him less than $100 a year instead of the $420 his insurance charged in co-pays for the seven generic drugs.
For more on this topic, click here: http://www.huffingtonpost.com/2012/06/18/pay-cash-to-your-doctor-s_n_1571564.html?utm_hp_ref=fifty
