Nine Ways to Cut Commuting Costs

1. If you must drive every day, figure out the cheapest route. Altering
your path from major, clogged highways to side roads can save you
money.

2. Consider telecommuting. You'll save on fuel, wear and tear on your
vehicle. Plus, you'll save money on a professional wardrobe and lunches
out.

3. Alternate your commute. Consider cheaper ways to get to work such as walking, biking or telecommuting.

4. Consider carpooling. Carpool matching services are available free in
many communities. Do a search online for a local carpool center, or
call your local government.

5. If you live in an area that has good public transportation, see if
you can get around without the car. Maybe you can get by with one car
instead of two.

6. When using mass transit, be sure to ask about multiple-ride discount cards, monthly passes and any other deals for riders.

7. Ask if your employer offers discounted bus or train passes.
Sometimes, it's a little-advertised perk that can save you $20 to $40 a
month.

8. Ask your insurance agent whether driving your car less often for your daily commute will result in a lower insurance rate.

9. Your credit profile is an important factor in your insurance rate.
Check your credit report and make sure it's an accurate picture of you.

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