Five Simple Steps to a Worry-Free Retirement

• Don't Hesitate: Shift the 401(k) Money Directly to IRA Account
If you're leaving your job for any reason, make sure you tie up the loose ends of your retirement funds as soon as possible. go >

Get Professional Advice
"Hire a financial planner," advises Bolton. "They can do a retirement projection budget for you and tell you if you have enough to retire on." Even if you have questions about investing in your 401(k) or other retirement plans, it might be beneficial to talk with an expert who charges an hourly rate. ...

Decide Where You Will Live
If it's not possible to keep your home, consider downsizing to a smaller one, or perhaps living in a retirement community. If you plan to keep your current home, you might consider doubling up on mortgage payments, if possible, to pay off your home before you retire.

Don't Procrastinate
Putting off dealing with your finances for retirement will only make matters worse. If you follow these steps, you can ease the strain of saving for your golden years and reap the benefits of having a secure nest egg for retirement.