All Housing Q&A

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  • PaulBBrown

    Q&A From Our Experts

    Today's Expert:
    Q:

    Everyone who gives financial advice says the first thing I need to do is create a budget. Is that really true?
    Katie, Columbus Ohio

    A:

    To your very simple question, I offer a very simple answer: Maybe you do, maybe you don’t.
    Let us explain.
    Yes, you need some kind of understanding on what you do—and will—spend money on. But no, you probably don’t need a formal written document.
    There are two reasons we say that.
    First, if read more...

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