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Q&A From Our Experts
Today's Expert:
Everyone who gives financial advice says the first thing I need to do is create a budget. Is that really true?
Katie, Columbus Ohio
To your very simple question, I offer a very simple answer: Maybe you do, maybe you don’t.
Let us explain.
Yes, you need some kind of understanding on what you do—and will—spend money on. But no, you probably don’t need a formal written document.
There are two reasons we say that.
First, if read more...
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