Five Common Mistakes That Home Buyers Make Whether rates are high or low, whether it's a buyer's or a seller's market, mortgage borrowers make the same mistakes over and over again. The lucky ones don't suffer any consequences. Others endure hardships varying from having to brown-bag it every day at work because money is so tight, to losing the house to foreclosure. Here are five mortgage n...Read more

Should You Downsize Your Home? The empty bedrooms. The quiet hallways. Though your home may be brimming with nostalgia, let's face it: Once the kids have moved out, your house may have more space than you need. It just might be time to downsize. "Someone whose ultimate goal is to be surrounded by children and grandchildren may see the advantages of staying in a house wher...Read more

10 Cheap Do It Yourself Home Improvement Projects Many people see huge dollar signs flash like neon lights whenever they hear the words "home improvement," but there are many cheap projects you can do to spiff up the old place without spending a fortune.1. Make your kitchen really cook. The kitchen is still considered the heart of the home. For a few hundred dollars, you can replace the kitchen fa...Read more

12 Ways to Save on Your Mortgage 1. Get pre-approved for your mortgage, rather than just prequalified. It strengthens your bargaining position with sellers and their real estate agents.2. When rates are high, consider buying down your rate by coming up with more money to finance the mortgage. Use our mortgage calculator to check your real savings. 3. Ask about builder incentives t...Read more