On the search for home sweet home?
When you're looking for a mortgage, make sure you tap into BestRate. Choose your state, select the type of mortgage you're looking for and the amount you want to finance and you'll be shown a table of rates, points, fees and what your monthly payment would be.
The database is updated daily. The site also provides a list of mortgage companies all over the United States, arranged by state and by the type of loan.
You'll find calculators of all sorts -- to figure payments, amortizations and the effects of making additional payments; to compare APRs of different loans; and how to save money by consolidating your debts and paying them off with a home equity loan. If you're in the market for a house now, you'll be especially interested in the calculator that will tell you how much of a loan you can qualify for.
One feature is a must-read: the top 10 list of mistakes buyers make. Among them, looking for a home without being preapproved and failing to get an agent's oral agreements in writing.
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How much home can you afford? Find out.
