Obama says that people can keep their health care plans under "Obamacare" but Romney begs to differ. They disagree on other points as well. To clear up the confusion, here are some facts:
Nothing in the law requires people to change plans, but the law does not ensure that people can keep their current policies.
Employers will be able to modify coverage or drop it.
There is no guarantee that coverage will be less expensive in spite of certain subsidies.
Under the law, insurance companies cannot deny or terminate coverage or charge more for people with poor health but is not cast in stone.
The Congressional Budget Office said the new health care law would reduce the federal budget deficit by $210 billion over the next 10 years and that reductions would continue after that. However projections are not certainties.
Rebates have an average value of $151 per household but employers will benefit from most of that.
People who don't get the required health insurance will have to pay a fine but that will happen to very few people because most Americans have insurance and many others will get it as a result of the law.
A 10 percent tax on tanning bed use is part of the health care law.
Individuals earning over $200,000 annually and couples earning over $250,000 will pay 0.9 percent more in Medicare payroll tax and a 3.8 percent tax on investments. Starting in 2018, high-value insurance plans will be taxed.
A June 8 survey by the Commonwealth Fund reported that 6.6 million young adults were able to join or stay on their parents' health plans because of the law, but that includes some who switched to their parents' plans from other coverage so not all of the young people were previously without coverage.
The Congressional Budget Office estimated that the law would lower the amount of labor used in the economy by about half a percent but that's largely because the law will give a lot of Boomers the chance to retire.
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