About two years ago I rolled over about $100,000 of 401K money from a previous job into a conservative mutual fund. I am 50 years old, and grateful that it's earning 2.3% interest, rather than sitting in an aggressive fund where it could be down 10% to 30%. On the other hand, I don't feel as though it is earning as much as it could. What would you do with it? I have other retirement money—another $400,000 or so—in diversified funds—that has taken a beating. Would you recommend I keep this money as is or move it to something else? Thank you.
Karen, Eden Prairie, MN
